Legal Malpractice Insurance Maryland: What You Need to Know

As a lawyer in Maryland, you know that mistakes happen. Even the best attorney can make an error that leads to a loss for their client. That’s where legal malpractice insurance comes in. In this article, we’ll go over everything you need to know about legal malpractice insurance in Maryland.

What is Legal Malpractice Insurance?

Legal malpractice insurance, also known as professional liability insurance, is a type of coverage that protects lawyers from claims of negligence and errors in their practice. This type of insurance can cover legal fees, court costs, and settlements or judgments in the event that a client sues you for malpractice.

Is Legal Malpractice Insurance Required in Maryland?

Legal malpractice insurance is not required by law in Maryland, but many lawyers choose to carry it anyway. If you work for a law firm, your employer may require you to carry insurance as a condition of employment. Additionally, some clients may require that you have malpractice insurance before they agree to work with you.

What Does Legal Malpractice Insurance Cover?

Legal malpractice insurance can cover a wide range of claims, including:

  • Failure to meet deadlines
  • Missing court appearances
  • Errors in legal documentation
  • Conflicts of interest
  • Failure to advise clients properly

It’s important to note that legal malpractice insurance typically does not cover intentional wrongdoing or criminal acts.

How Much Does Legal Malpractice Insurance Cost?

The cost of legal malpractice insurance in Maryland can vary depending on a number of factors, including:

  • Your area of practice
  • Your experience level
  • The size of your firm
  • Your claims history
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It’s a good idea to get quotes from several insurance providers to find the best coverage at the best price.

Where Can I Get Legal Malpractice Insurance in Maryland?

There are a number of insurance providers that offer legal malpractice insurance in Maryland. Some of the top providers include:

  • Lawyers Mutual
  • Travelers
  • CNA
  • Hiscox

It’s important to do your research and choose a provider that has experience working with lawyers in your area of practice.

What Happens if I Don’t Have Legal Malpractice Insurance?

If you don’t have legal malpractice insurance and a client sues you for malpractice, you could be personally responsible for paying any damages awarded in the lawsuit. This could include legal fees, court costs, and any settlements or judgments. In some cases, it could even lead to bankruptcy.

How Can I Reduce the Risk of Malpractice Claims?

While legal malpractice insurance can provide peace of mind, it’s also important to take steps to reduce your risk of malpractice claims. Some tips include:

  • Communicate clearly and frequently with your clients
  • Establish a system to manage deadlines and court appearances
  • Stay up-to-date on changes in the law
  • Set realistic expectations with your clients

By taking these steps, you can help minimize your risk of malpractice claims and protect your reputation.


If you’re a lawyer in Maryland, it’s important to consider legal malpractice insurance to protect yourself and your clients from financial losses in the event of a malpractice claim. Do your research and find a provider that offers comprehensive coverage at a reasonable cost. And remember, taking steps to reduce your risk of malpractice claims is key to maintaining your reputation as a skilled and responsible attorney.

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